United Kingdom Salary Calculator 2026 — Take-Home Pay After Tax
Enter your gross salary to see exactly what lands in your bank account after british income tax and social contributions, using the 2026 rules from the HM Revenue & Customs (HMRC).
Instant net pay after UK income tax and social security — 2026 rates, no sign-up.
Top rate
45% above £125,140
National Insurance
8% / 2% bands
Personal allowance
£12,570
Tax year
6 April – 5 April
How salaries are taxed in United Kingdom
UK employees are taxed through PAYE: income tax at 20% (basic), 40% (higher, above £50,270) and 45% (additional, above £125,140), plus Class 1 National Insurance. Most people receive a £12,570 tax-free personal allowance.
The system hides a famous trap: between £100,000 and £125,140 the personal allowance is withdrawn at £1 for every £2 earned, producing a 60% effective marginal rate. Pension contributions via salary sacrifice are the standard way to defuse it.
The UK tax year runs 6 April to 5 April. Employees on PAYE usually don't file a return unless they have side income, high earnings, or claim reliefs.
United Kingdom cities we cover
Frequently Asked Questions
How much tax do you pay on a salary in United Kingdom?
On a gross salary of £50,000 in London, the effective rate of income tax plus employee social contributions is about 21.4% in 2026, leaving £39,314 per year (£3,276/month). The rate rises with income — use the calculator above for your exact salary.
What is the take-home pay calculator for United Kingdom based on?
All United Kingdom calculations use the 2025/26 rules published by the HM Revenue & Customs (HMRC): progressive income tax brackets, mandatory employee social contributions, and standard deductions for a single employee on a standard employment contract.