About MoneyToolsGlobal

    Who We Are

    MoneyToolsGlobal was built by Paulo Horta, a finance and technology professional based in Lisbon, Portugal. Having lived and worked across multiple countries, Paulo experienced first-hand how difficult it is to compare job offers across borders — the tax systems, social security contributions, and cost of living all vary dramatically, making apples-to-apples salary comparisons nearly impossible without spending hours on government websites and spreadsheets.

    MoneyToolsGlobal was created to solve that problem: a single, free, accurate tool that gives anyone — whether evaluating a relocation, negotiating a raise, or planning a move abroad — an instant, honest answer to the question: 'What will I actually take home?'

    The site is maintained by Paulo with a commitment to keeping all tax data current, all tools free, and all results as accurate as possible for personal financial planning purposes.

    What We Do

    MoneyToolsGlobal is a free suite of financial calculators designed to help people understand their take-home pay and overall finances across different countries. Whether you're evaluating a job offer in Berlin, comparing salaries between London and New York, or simply curious about how much of your paycheck you actually keep — we give you a clear, instant answer.

    Global Coverage

    Our salary calculators currently cover 20 cities across the world, including major financial hubs such as New York, London, Berlin, Paris, Amsterdam, Singapore, Dubai, Sydney, Toronto, Dublin, Zurich, Lisbon, Madrid, and more. Each city uses that country's real tax brackets, social security contribution rates, and standard deductions to produce the most accurate estimate possible for a given gross salary.

    Our Commitment to Accuracy

    Tax data is reviewed and updated regularly to reflect the latest government-published rates and thresholds. We cross-reference each jurisdiction's official tax authority publications — such as the IRS (USA), HMRC (UK), Belastingdienst (Netherlands), and ATO (Australia) — to ensure our figures remain as up to date as possible.

    That said, tax calculations can be highly individual. Factors such as pension contributions, investment income, business expenses, marital status, and local city taxes are not all captured by our tools. We strongly recommend consulting a qualified tax professional or financial advisor before making any financial decisions based on the results you see here.

    Editorial Policy

    Every guide and calculator on MoneyToolsGlobal is researched and written in-house — we do not republish or paraphrase content from other websites. Each article is reviewed against the official publications of the relevant tax authority before it goes live, and every page displays the tax year it was written for. When tax rules change, we update both the calculator engines and the related editorial content, and we note significant updates on the homepage under "What's New".

    If a reader reports an error through our contact page, we verify it against primary sources and publish a correction — usually within a few days.

    Free Forever & Advertising Disclosure

    MoneyToolsGlobal will always be free to use. We are supported by non-intrusive display advertising (served by Google AdSense) that helps cover hosting and maintenance costs. Advertisers have no influence over our calculations, rankings, or editorial content — we do not accept payment to feature, rank, or recommend any city, product, or service. No account is required, no personal data is stored, and all calculations happen entirely in your browser.

    Get in Touch

    We welcome feedback, corrections, and suggestions. If you spot an error in our tax data or would like to request a new city, visit our contact page or reach out directly at support@moneytoolsglobal.com.

    Data Sources & Methodology

    MoneyToolsGlobal uses public information from official tax authorities and reputable statistical sources. The main sources include:

    • Portugal: Autoridade Tributária e Aduaneira (Portal das Finanças)
    • Spain: Agencia Tributaria
    • United Kingdom: HMRC and gov.uk guidance
    • Netherlands: Belastingdienst
    • Switzerland: Swiss federal and cantonal tax authorities (admin.ch)
    • United Arab Emirates: UAE Ministry of Finance and local tax guidance where applicable
    • Singapore: Inland Revenue Authority of Singapore (IRAS)
    • United States: Internal Revenue Service (IRS)
    • Canada: Canada Revenue Agency (CRA)
    • Australia: Australian Taxation Office (ATO)

    For cost-of-living and housing examples we rely on public data from:

    • National statistics offices (such as INE, ONS and similar agencies)
    • International organisations (OECD, Eurostat) where relevant
    • Reputable cost-of-living databases such as Numbeo

    All salary and cost estimates on this site are approximate and for general information only. Tax rules and prices change over time, and your personal situation may be very different. Always check the latest information on the official websites above and consult a qualified professional before making decisions.