Spain Salary Calculator 2026 — Take-Home Pay After Tax
Enter your gross salary to see exactly what lands in your bank account after spanish income tax and social contributions, using the 2026 rules from the Agencia Tributaria.
Instant net pay after Spain income tax and social security — 2026 rates, no sign-up.
Combined top rate
45% (Madrid)
Social security
~6.5% employee
Beckham Law
24% flat, 6 years
Madrid wealth tax
~100% discount
How salaries are taxed in Spain
Spanish IRPF combines a state scale with a regional scale — Madrid's is among the lowest, giving combined rates from ~18.5% to 45%. Employees contribute roughly 6.5% to Seguridad Social up to a contribution ceiling.
Spain's expat headline is the Beckham Law: qualifying new residents can elect a 24% flat rate on Spanish employment income up to €600,000 for six tax years, and pay no Spanish tax on most foreign income. For high earners relocating to Madrid, it routinely beats the standard tables by a wide margin.
The tax year matches the calendar year, with returns filed April–June. Madrid additionally applies a near-100% regional discount on the wealth tax — one reason it attracts mobile wealth within Spain.
Spain cities we cover
Frequently Asked Questions
How much tax do you pay on a salary in Spain?
On a gross salary of 40.000 € in Madrid, the effective rate of income tax plus employee social contributions is about 28.4% in 2026, leaving 28.638 € per year (2387 €/month). The rate rises with income — use the calculator above for your exact salary.
What is the take-home pay calculator for Spain based on?
All Spain calculations use the 2025/26 rules published by the Agencia Tributaria: progressive income tax brackets, mandatory employee social contributions, and standard deductions for a single employee on a standard employment contract.