Purchasing Power: Austin vs 
Toronto (2026)
See what your salary in Austin would feel like in Toronto — and what you'd need to earn to maintain the same lifestyle.
From City
Your Gross Salary in Austin
To City
A full monthly lifestyle basket costs $2,820 in Austin vs $3,536 in Toronto
Monthly Cost of Living: Austin vs Toronto
| Category |  Austin |  Toronto |
|---|---|---|
| 🏠 Rent | $1,900 | $2,500 |
| 🛒 Groceries | $420 | $450 |
| 🍽️ Eating Out | $240 | $280 |
| 🚌 Transport | $90 | $156 |
| ⚡ Utilities | $170 | $150 |
| Total Essentials | $2,820 | $3,536 |
To match your lifestyle in Austin on $100,000/year, you need approximately $119,468/year gross in Toronto.
That's $9,956/month gross, or roughly $57/hour.
Austin
Monthly Net: $6,702
Monthly Expenses: $2,820
Disposable: $3,882
Savings Rate: 57.9%
Toronto (estimated)
Monthly Expenses: $3,536
To match disposable: $7,418 net/month needed
Equivalent gross: $119,468/year
Compare other city pairs
Frequently Asked Questions
How far does $100,000 go in Toronto compared to Austin?
A monthly lifestyle basket costs $2,820 in Austin versus $3,536 in Toronto.
What salary do I need in Toronto to match my lifestyle in Austin?
To maintain the same disposable income and lifestyle as earning $100,000/year in Austin, you would need to earn approximately $119,468/year gross in Toronto.
Is Toronto cheaper than Austin to live in?
Monthly essential costs are $2,820 in Austin versus $3,536 in Toronto. Note that these are in different currencies.