Cost of Living in Chicago
📊 Estimated monthly costs for a single person
Enter your net annual salary to see how much you have left each month after essential expenses.
Monthly Living Expenses in Chicago (2026)
| Expense | City Centre | Outside Centre |
|---|---|---|
| 🏠 Rent (1-bed) | $2,300 | $1,600 |
| 🛒 Groceries | $430 | $430 |
| 🍽️ Eating Out | $250 | $250 |
| 🚌 Transport | $105 | $105 |
| ⚡ Utilities | $160 | $160 |
| Total Essentials | $3,245 | $2,545 |
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Frequently Asked Questions
How much does it cost to live in Chicago in 2026?
The estimated monthly cost of living in Chicago for a single person in 2026 is approximately $3,245, including rent ($2,300), groceries ($430), transport ($105), and utilities ($160).
What is the average rent in Chicago in 2026?
Average monthly rent in Chicago in 2026 is approximately $2,300 for a city-centre apartment, or $1,600 outside the centre.
Is Chicago expensive for a single person?
For a single person, Chicago costs approximately $3,245/month in 2026. This covers rent, food, transport, and utilities. Use the salary calculator to see how far your income goes in Chicago.
How this calculator works
This calculator estimates the monthly cost of living for a single person based on local price data. It combines rent, groceries, transport, utilities, and dining costs with your after-tax salary to show how much discretionary income remains.
What's included
- City-centre and outside-centre rent averages
- Monthly groceries for one person
- Public transport pass
- Utilities (electricity, water, internet)
What's not included
- Car ownership, insurance, or fuel costs
- Childcare or school fees
- Private health insurance premiums
- Irregular costs (travel, clothing, electronics)
Data sources: Numbeo, Expatistan, local housing portals, and official consumer price indices. Cross-referenced with expat community reports. Prices reflect early 2026 averages.